Looking for clear details about how much do home warranties cost in South Carolina? This blog post is for you. Take a closer look at prices, plan choices, coverage, and things locals should know before buying a home warranty. You will walk away ready to pick a plan with total confidence.
“A good home warranty helps you sleep easy. It keeps surprise repair bills from draining your wallet.” — Jimmy A., Charleston
When you ask, what does a home warranty cover? You want basic and honest answers. Most plans shield you from big bills for repair or replacement for things like: heating and air conditioning, main kitchen appliances (fridge, stove, dishwasher), water heaters, garage door systems, and basic plumbing and electrical lines.
You can sometimes add extras like pool coverage, roof leaks, or even septic pumps. If you want full SC home repair protection, pick your add-ons with care.
South Carolina home warranty prices still sit close to the national norm, though some providers do run higher. Here’s what people are paying in 2025:
| Plan Level | Common Monthly Cost | Usual Yearly Cost |
| Basic (Home, small apt) | $29–$42 | $350–$500 |
| Standard (Avg. Home) | $57–$69 | $684–$830 |
| Premium (Full Add-ons) | $80+ | $950–$1200 |
Best home warranties in South Carolina usually fall in the middle range, balancing price with perks. Your cost may differ if your home is older, huge, or needs lots of add-on coverage.
Not everyone pays the same for home warranty coverage South Carolina. Here’s what bumps up or down your cost:
“Comparing home warranty providers SC is the smartest way to get your money’s full worth. Don’t settle for the first price given.” — J. Boob, Property Manager, Columbia
Most SC home protection plans focus on “wear and tear” breakdowns, not accidents or flood damage. Items typically covered by home warranties in SC include:
Always ask your provider: What is covered by home warranties in SC? Or How much do home warranties cost? Always get a clear, item-by-item list.
Wondering, do home warranties cover sprinkler systems? Most standard plans in South Carolina do not cover lawn or fire sprinklers in their base price. Some top companies have add-on coverage, but it costs more. Only a handful of home warranty providers SC will pay for repairs if you add sprinkler protection to your plan. You must read your contract and do not assume your lawn sprinkler is included. Always check before signing.
Residents often compare home warranty plans SC for value:
| Provider | Noted For | Basic Price Range | Add-on Flexibility |
| Liberty Home Guard | Most plan choices | From $50/mo | High |
| American Home Shield | Flexible, high limit | From $29.99/mo | Medium |
| Choice Home Warranty | Good for older homes | From $37/mo | Medium |
| First American | Reliable, clear terms | From $33/mo | Low-Med |
Always look for real reviews and consider both price and customer ratings when picking the best plan.
A typical home warranty in SC lasts 12 months from the start date. Some top companies let you renew yearly. A few offer discounts for multi-year prepayment. If your house is brand new, you might get extra coverage beyond the normal year.
Renew usually happens once a year. You must check for any price jump at renewal time.
Most South Carolina home warranty plans are from legit companies. Yet scams do happen, so be careful. Watch out for:
Only buy from trusted names and always check the contract’s fine print. If anything sounds off, ask more questions until, you are sure. Never pay for a home warranty plan from anyone who contacts you out of the blue by mail or phone.
Based on customer votes and expert advice, the most trusted and reliable South Carolina home appliance warranty cost and full protection plans this year include:
Besides your monthly or yearly fee, be ready for a service call cost. Most service fees run from $75 to $125 per visit, depending on the provider. This is the amount you pay when a contractor comes for repairs. Always check this cost in advance to avoid any stress when a system breaks down.
If you choose a very affordable home warranties SC plan, confirm that service fees are not much higher per call. Some budget plans keep the premium low but set up a higher fee for every repair.
Home warranty plans SC are a safe bet if you do not want surprise repair bills for:
This protection works for old and new homes. Even rental homes in South Carolina can benefit from a strong plan, giving both owners and tenants a smoother experience.
Here is a quick summary for anyone searching “how much do home warranties cost” in South Carolina:
Picking the right home protection plan in South Carolina does not have to be hard. Just take it step by step, and you will feel good about your home’s future.
Need a home warranty expert in SC? Redhead Home Properties will help you find and compare trusted local providers with real savings.
Home warranties usually go from $57 to $84 a month, or $684 to $991 a year. Plans for smaller places or limited coverage can be a bit lower.
Most plans take care of main systems (air, heat, kitchen appliances, water heater, plumbing, and basic electrical). More coverage is possible with premium plans and add-ons.
Not normally. Sprinkler coverage, if available, is often an add-on for a fee. Always double-check with your chosen provider before you buy.
The usual length is 12 months, with the choice to renew after one year.
Most are real, but scams exist. Only buy plans from trusted, well-rated companies. Avoid anyone cold-calling or mailing you about your mortgage or “expiring” coverage.
Typical coverage in SC includes appliances, HVAC, electrical, and plumbing. Always request a list of coverage when comparing companies.
Most warranty plans pick their own contractors. A few will let you pick but might give you a smaller payout.
Yes, most plans make you wait 15–30 days before repairs will be covered.
Yes. Many companies cover both new and old homes, though premiums may rise for homes with more miles on them.
Usually not, but you need to answer some questions about your home’s age and condition.
